Business-to-Consumer Virtual Cards
Create payouts or virtual cards via API and deliver to any email, phone number or app.
Virtual cards are delivered securely and fund remain with sender If rejected or expires.
Every step: issuing the payment, receipt, and acceptance generate notification events that can be used to create a rich experience for both sender and recipient of the payment.
Use business payouts for
Reward and Incentive paymentsIncentives for purchases made or loyalty given by consumers to the corporate.
Instant Payoutsfor example of wins and rewards – may be used for online games, lotteries, gambling.
Reimbursement for travel expensesSet up is easy and all our tools are free to setup which means you can cancel anytime.
Restricted-Spend VouchersSuch as use-restricted educational vouchers for apprentices and students to purchase educational materials.
Compensation paymentsto customers alongside rich and interactive messaging content such as voice messages and a choice of items with instant purchase.
Adaptive and scalable
Our pricing strikes a balance between being simple and competitive. There are no setup fees and no minimum monthly payments. Just buy a bundle of services that’s right for you and once you’ve used it up, get another one.
|Charges and Revenues|
|Validity Period||3 months||6 months||12 months||12 months||12 months|
|Debit Card Charges|
|Settlement - Domestic||£0.45+1.10%||£0.40+1.05%||£0.35+1.00%||£0.32+0.95%||£0.30+0.90%|
|Settlement - Intra EEA||£0.45+1.10%||£0.40+1.05%||£0.35+1.00%||£0.32+0.95%||£0.30+0.90%|
|Settlement - Outside EEA||£0.80+1.65%||£0.75+1.60%||£0.70+1.55%||£0.65+1.50%||£0.60+1.45%|
|Funding Account Charges|
|Open business account (IBAN) in € only||£18.00||£18.00||£18.00||£18.00||£18.00|
|Receive funds - consumer||£1.20||£1.20||£1.20||£1.20||£1.20|
|Receive funds - business||£6.00||£6.00||£6.00||£6.00||£6.00|
|Withdraw - B2C||£10.50||£10.50||£10.50||£10.50||£10.50|
|Withdraw - B2B||£15.50||£15.50||£15.50||£15.50||£15.50|
|AML Compliance Charges|
|PEP & Sanctions check - 1st check||£0.40||£0.36||£0.33||£0.31||£0.30|
|PEP & Sanctions check - per month (reqd)||£0.16||£0.15||£0.14||£0.13||£0.12|
|ID verification inc liveness & age||£1.75||£1.65||£1.60||£1.55||£1.50|
|Proof of address verification||£0.95||£0.90||£0.85||£0.80||£0.75|
|Sole trader registration docs check||£6.00||£6.00||£6.00||£6.00||£6.00|
|Ltd liability company registration docs check||£20.00||£20.00||£20.00||£20.00||£20.00|
|Interchange - indicative (pass through basis)|
|Consumer cards, purch. in EEA up to||0.20%||0.20%||0.20%||0.20%||0.20%|
|Consumer cards, purch. outside EEA up to||1.15%||1.15%||1.15%||1.15%||1.15%|
|Commercial cards, purch. in EEA up to||1.65%||1.65%||1.65%||1.65%||1.65%|
|Commercial cards, purch. outside EEA up to||2.00%||2.00%||2.00%||2.00%||2.00%|
|Foreign exchange markup, up to||3.00%||3.00%||3.00%||3.00%||3.00%|
v 2019.12.03 - Extract. For full pricing information see Terms and Conditions